FY2026 Fair Market Rents — Harlan County
Studio
$694
1BR
$699
2BR
$866
3BR
$1,142
4BR
$1,147
Harlan County, Kentucky
FIPS 21095 · County-level FMR and income limit data
FMR Area: Harlan County, KY
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $694 | $8,328 |
| 1-Bedroom | $699 | $8,388 |
| 2-Bedroom | $866 | $10,392 |
| 3-Bedroom | $1,142 | $13,704 |
| 4-Bedroom | $1,147 | $13,764 |
To afford the FY2026 2-bedroom FMR of $866/mo under the 30%-of-income rule, a household needs about
$34,640/yr ($2,887/mo). Area Median Income is $56,000.
At KY's federal minimum wage of $7.25/hr, a worker would need to work 92 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $694 | $699 | $866 | $1,142 | $1,147 |
| FY2025 | $624 | $685 | $867 | $1,129 | $1,149 |
| FY2024 | $616 | $673 | $850 | $1,130 | $1,185 |
| FY2023 | $538 | $593 | $742 | $993 | $1,150 |
| FY2022 | $469 | $548 | $674 | $957 | $999 |
| FY2021 | $437 | $548 | $663 | $943 | $947 |
| FY2020 | $439 | $519 | $631 | $866 | $870 |
FY2026 Income Limits
Area Median Income: $56,000
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $15,960 | $21,640 | $27,320 | $33,000 | $38,680 | $41,750 |
| 50% AMI | $25,200 | $28,800 | $32,400 | $35,950 | $38,850 | $41,750 |
| 80% AMI | $40,250 | $46,000 | $51,750 | $57,500 | $62,100 | $66,700 |