FY2026 Fair Market Rents — Jefferson County
Studio
$966
1BR
$1,047
2BR
$1,272
3BR
$1,625
4BR
$1,891
Jefferson County, Kentucky
FIPS 21111 · County-level FMR and income limit data
FMR Area: Louisville, KY-IN HUD Metro FMR Area
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $966 | $11,592 |
| 1-Bedroom | $1,047 | $12,564 |
| 2-Bedroom | $1,272 | $15,264 |
| 3-Bedroom | $1,625 | $19,500 |
| 4-Bedroom | $1,891 | $22,692 |
To afford the FY2026 2-bedroom FMR of $1,272/mo under the 30%-of-income rule, a household needs about
$50,880/yr ($4,240/mo). Area Median Income is $99,000.
At KY's federal minimum wage of $7.25/hr, a worker would need to work 135 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $966 | $1,047 | $1,272 | $1,625 | $1,891 |
| FY2025 | $1,003 | $1,094 | $1,330 | $1,714 | $1,989 |
| FY2024 | $976 | $1,077 | $1,301 | $1,701 | $1,955 |
| FY2023 | $776 | $876 | $1,052 | $1,395 | $1,602 |
| FY2022 | $690 | $800 | $960 | $1,279 | $1,468 |
| FY2021 | $649 | $760 | $918 | $1,229 | $1,408 |
| FY2020 | $614 | $713 | $872 | $1,174 | $1,331 |
FY2026 Income Limits
Area Median Income: $99,000
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $20,800 | $23,800 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $34,650 | $39,600 | $44,550 | $49,500 | $53,500 | $57,450 |
| 80% AMI | $55,450 | $63,400 | $71,300 | $79,200 | $85,550 | $91,900 |