FY2026 Fair Market Rents — McCracken County
Studio
$729
1BR
$851
2BR
$1,058
3BR
$1,269
4BR
$1,775
McCracken County, Kentucky
FIPS 21145 · County-level FMR and income limit data
FMR Area: McCracken County, KY HUD Metro FMR Area
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $729 | $8,748 |
| 1-Bedroom | $851 | $10,212 |
| 2-Bedroom | $1,058 | $12,696 |
| 3-Bedroom | $1,269 | $15,228 |
| 4-Bedroom | $1,775 | $21,300 |
To afford the FY2026 2-bedroom FMR of $1,058/mo under the 30%-of-income rule, a household needs about
$42,320/yr ($3,527/mo). Area Median Income is $102,400.
At KY's federal minimum wage of $7.25/hr, a worker would need to work 113 hours/week to afford that rent.
FY2026 Income Limits
Area Median Income: $102,400
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $20,850 | $23,800 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $34,750 | $39,700 | $44,650 | $49,600 | $53,600 | $57,550 |
| 80% AMI | $55,550 | $63,500 | $71,400 | $79,350 | $85,700 | $92,050 |