FY2026 Fair Market Rents — Cumberland County
Studio
$1,264
1BR
$1,397
2BR
$1,833
3BR
$2,380
4BR
$3,038
Cumberland County, Maine
FIPS 23005 · County-level FMR and income limit data
FMR Area: Cumberland County, ME (part) HUD Metro FMR Area
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,264 | $15,168 |
| 1-Bedroom | $1,397 | $16,764 |
| 2-Bedroom | $1,833 | $21,996 |
| 3-Bedroom | $2,380 | $28,560 |
| 4-Bedroom | $3,038 | $36,456 |
To afford the FY2026 2-bedroom FMR of $1,833/mo under the 30%-of-income rule, a household needs about
$73,320/yr ($6,110/mo). Area Median Income is $110,800.
At ME's state minimum wage of $14.65/hr, a worker would need to work 97 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,264 | $1,397 | $1,833 | $2,380 | $3,038 |
| FY2025 | $1,197 | $1,330 | $1,745 | $2,191 | $2,667 |
| FY2024 | $1,035 | $1,162 | $1,527 | $1,904 | $2,251 |
| FY2023 | $1,003 | $1,123 | $1,478 | $1,863 | $2,014 |
| FY2022 | $906 | $974 | $1,281 | $1,695 | $1,737 |
| FY2021 | $875 | $930 | $1,210 | $1,612 | $1,641 |
| FY2020 | $776 | $815 | $1,051 | $1,415 | $1,424 |
FY2026 Income Limits
Area Median Income: $110,800
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $23,300 | $26,600 | $29,950 | $33,250 | $38,680 | $44,360 |
| 50% AMI | $38,800 | $44,350 | $49,900 | $55,400 | $59,850 | $64,300 |
| 80% AMI | $62,100 | $70,950 | $79,800 | $88,650 | $95,750 | $102,850 |