FY2026 Fair Market Rents — St. Joseph County
Studio
$721
1BR
$777
2BR
$1,019
3BR
$1,380
4BR
$1,480
St. Joseph County, Michigan
FIPS 26149 · County-level FMR and income limit data
FMR Area: St. Joseph County, MI
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $721 | $8,652 |
| 1-Bedroom | $777 | $9,324 |
| 2-Bedroom | $1,019 | $12,228 |
| 3-Bedroom | $1,380 | $16,560 |
| 4-Bedroom | $1,480 | $17,760 |
To afford the FY2026 2-bedroom FMR of $1,019/mo under the 30%-of-income rule, a household needs about
$40,760/yr ($3,397/mo). Area Median Income is $85,900.
At MI's state minimum wage of $12.48/hr, a worker would need to work 63 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $721 | $777 | $1,019 | $1,380 | $1,480 |
| FY2025 | $661 | $719 | $943 | $1,295 | $1,399 |
| FY2024 | $646 | $712 | $924 | $1,277 | $1,339 |
| FY2023 | $571 | $643 | $826 | $1,115 | $1,180 |
| FY2022 | $526 | $592 | $760 | $1,004 | $1,071 |
| FY2021 | $516 | $583 | $753 | $970 | $1,074 |
| FY2020 | $495 | $546 | $713 | $902 | $1,074 |
FY2026 Income Limits
Area Median Income: $85,900
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $18,050 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $30,100 | $34,400 | $38,700 | $42,950 | $46,400 | $49,850 |
| 80% AMI | $48,100 | $55,000 | $61,850 | $68,700 | $74,200 | $79,700 |