FY2026 Fair Market Rents — Bergen County
Studio
$1,778
1BR
$2,024
2BR
$2,324
3BR
$2,835
4BR
$3,618
Bergen County, New Jersey
FIPS 34003 · County-level FMR and income limit data
FMR Area: Bergen-Passaic, NJ HUD Metro FMR Area
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,778 | $21,336 |
| 1-Bedroom | $2,024 | $24,288 |
| 2-Bedroom | $2,324 | $27,888 |
| 3-Bedroom | $2,835 | $34,020 |
| 4-Bedroom | $3,618 | $43,416 |
To afford the FY2026 2-bedroom FMR of $2,324/mo under the 30%-of-income rule, a household needs about
$92,960/yr ($7,747/mo). Area Median Income is $139,100.
At NJ's state minimum wage of $15.49/hr, a worker would need to work 116 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,778 | $2,024 | $2,324 | $2,835 | $3,618 |
| FY2025 | $1,556 | $1,807 | $2,072 | $2,550 | $3,225 |
| FY2024 | $1,400 | $1,645 | $1,892 | $2,342 | $2,946 |
| FY2023 | $1,321 | $1,579 | $1,832 | $2,275 | $2,859 |
| FY2022 | $1,237 | $1,481 | $1,736 | $2,159 | $2,691 |
| FY2021 | $1,253 | $1,503 | $1,768 | $2,199 | $2,724 |
| FY2020 | $1,151 | $1,377 | $1,623 | $2,023 | $2,481 |
FY2026 Income Limits
Area Median Income: $139,100
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $29,250 | $33,400 | $37,600 | $41,750 | $45,100 | $48,450 |
| 50% AMI | $48,700 | $55,650 | $62,600 | $69,550 | $75,150 | $80,700 |
| 80% AMI | $75,900 | $86,750 | $97,600 | $108,400 | $117,100 | $125,750 |