FY2026 Fair Market Rents — Cumberland County
Studio
$812
1BR
$817
2BR
$997
3BR
$1,195
4BR
$1,673
Cumberland County, Virginia
FIPS 51049 · County-level FMR and income limit data
FMR Area: Cumberland County, VA
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $812 | $9,744 |
| 1-Bedroom | $817 | $9,804 |
| 2-Bedroom | $997 | $11,964 |
| 3-Bedroom | $1,195 | $14,340 |
| 4-Bedroom | $1,673 | $20,076 |
To afford the FY2026 2-bedroom FMR of $997/mo under the 30%-of-income rule, a household needs about
$39,880/yr ($3,323/mo). Area Median Income is $62,700.
At VA's state minimum wage of $12.41/hr, a worker would need to work 62 hours/week to afford that rent.
Recent FMR Trend
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $812 | $817 | $997 | $1,195 | $1,673 |
| FY2025 | $735 | $739 | $913 | $1,100 | $1,540 |
| FY2024 | $808 | $813 | $1,008 | $1,219 | $1,711 |
| FY2023 | $705 | $762 | $951 | $1,157 | $1,562 |
| FY2022 | $611 | $713 | $895 | $1,106 | $1,397 |
| FY2021 | $626 | $737 | $929 | $1,156 | $1,372 |
| FY2020 | $673 | $794 | $997 | $1,242 | $1,498 |
FY2026 Income Limits
Area Median Income: $62,700
| Income Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI | $16,800 | $21,640 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI | $28,000 | $32,000 | $36,000 | $39,950 | $43,150 | $46,350 |
| 80% AMI | $44,750 | $51,150 | $57,550 | $63,900 | $69,050 | $74,150 |