Virginia Fair Market Rents
HUD FMR areas, Section 8 income limits, and housing authorities in Virginia.
Median 2BR FMR
$1,254
across 150 Virginia areas (FY2026)
Range
$914–$2,246
low to high 2BR FMR statewide
PHAs
41
73,768 units managed
Quick links
Most expensive metros in Virginia (2BR FMR)
Least expensive areas in Virginia (2BR FMR)
FMR Areas in Virginia (FY2026)
| Area Name | Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|---|
| Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | Metro | $910 | $993 | $1,271 | $1,706 | $2,132 |
| Buckingham County, VA HUD Metro FMR Area | Metro | — | ||||
| Charlottesville, VA HUD Metro FMR Area | Metro | $1,421 | $1,602 | $1,824 | $2,218 | $2,731 |
| Culpeper County, VA HUD Metro FMR Area | Metro | $1,149 | $1,170 | $1,423 | $1,978 | $2,007 |
| Floyd County, VA HUD Metro FMR Area | Metro | $830 | $834 | $1,094 | $1,312 | $1,448 |
| Franklin County, VA HUD Metro FMR Area | Metro | $771 | $861 | $944 | $1,313 | $1,584 |
| Giles County, VA HUD Metro FMR Area | Metro | $746 | $898 | $984 | $1,180 | $1,651 |
| Harrisonburg, VA MSA | Metro | $1,050 | $1,057 | $1,322 | $1,801 | $2,125 |
| King and Queen County, VA HUD Metro FMR Area | Metro | $1,089 | $1,139 | $1,250 | $1,536 | $1,929 |
| Lynchburg, VA MSA | Metro | $1,027 | $1,033 | $1,187 | $1,635 | $1,750 |
| Madison County, VA HUD Metro FMR Area | Metro | — | ||||
| Pulaski County, VA HUD Metro FMR Area | Metro | $699 | $840 | $921 | $1,252 | $1,545 |
| Rappahannock County, VA HUD Metro FMR Area | Metro | $1,198 | $1,254 | $1,375 | $1,649 | $2,307 |
| Richmond, VA MSA | Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Roanoke, VA HUD Metro FMR Area | Metro | $1,004 | $1,053 | $1,254 | $1,743 | $2,104 |
| Southampton County-Franklin city, VA HUD Metro FMR Area | Metro | — | ||||
| Southampton County-Franklin city, VA HUD Metro FMR Area | Metro | — | ||||
| Staunton-Waynesboro, VA MSA | Metro | $1,088 | $1,095 | $1,261 | $1,734 | $1,941 |
| Surry County, VA HUD Metro FMR Area | Metro | $905 | $920 | $1,039 | $1,445 | $1,743 |
| Warren County, VA HUD Metro FMR Area | Metro | $953 | $1,002 | $1,315 | $1,754 | $2,206 |
| Winchester, VA-WV MSA | Metro | $1,133 | $1,255 | $1,573 | $1,965 | $2,639 |
| Accomack County, VA | Non-Metro | $740 | $856 | $1,054 | $1,367 | $1,549 |
| Alleghany County-Clifton Forge city-Covington city, VA HUD Nonmetro FMR Area | Non-Metro | $773 | $778 | $914 | $1,259 | $1,358 |
| Alleghany County-Clifton Forge city-Covington city, VA HUD Nonmetro FMR Area | Non-Metro | $773 | $778 | $914 | $1,259 | $1,358 |
| Alleghany County-Clifton Forge city-Covington city, VA HUD Nonmetro FMR Area | Non-Metro | — | ||||
| Bath County, VA | Non-Metro | $796 | $801 | $977 | $1,171 | $1,528 |
| Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | Non-Metro | $910 | $993 | $1,271 | $1,706 | $2,132 |
| Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area | Non-Metro | $910 | $993 | $1,271 | $1,706 | $2,132 |
| Bland County, VA | Non-Metro | $745 | $749 | $914 | $1,271 | $1,429 |
| Brunswick County, VA | Non-Metro | $745 | $749 | $914 | $1,271 | $1,389 |
| Buchanan County, VA | Non-Metro | $792 | $834 | $914 | $1,271 | $1,494 |
| Buckingham County, VA HUD Metro FMR Area | Non-Metro | $830 | $875 | $959 | $1,266 | $1,419 |
| Carroll County-Galax city, VA HUD Nonmetro FMR Area | Non-Metro | $765 | $770 | $914 | $1,271 | $1,481 |
| Carroll County-Galax city, VA HUD Nonmetro FMR Area | Non-Metro | $765 | $770 | $914 | $1,271 | $1,481 |
| Charlotte County, VA | Non-Metro | $692 | $697 | $914 | $1,146 | $1,533 |
| Charlottesville, VA HUD Metro FMR Area | Non-Metro | $1,421 | $1,602 | $1,824 | $2,218 | $2,731 |
| Charlottesville, VA HUD Metro FMR Area | Non-Metro | $1,421 | $1,602 | $1,824 | $2,218 | $2,731 |
| Charlottesville, VA HUD Metro FMR Area | Non-Metro | $1,421 | $1,602 | $1,824 | $2,218 | $2,731 |
| Charlottesville, VA HUD Metro FMR Area | Non-Metro | $1,421 | $1,602 | $1,824 | $2,218 | $2,731 |
| Charlottesville, VA HUD Metro FMR Area | Non-Metro | $1,421 | $1,602 | $1,824 | $2,218 | $2,731 |
| Culpeper County, VA HUD Metro FMR Area | Non-Metro | $1,149 | $1,170 | $1,423 | $1,978 | $2,007 |
| Cumberland County, VA | Non-Metro | $812 | $817 | $997 | $1,195 | $1,673 |
| Dickenson County, VA | Non-Metro | $745 | $749 | $914 | $1,096 | $1,346 |
| Essex County, VA | Non-Metro | $907 | $912 | $1,113 | $1,341 | $1,556 |
| Floyd County, VA HUD Metro FMR Area | Non-Metro | $830 | $834 | $1,094 | $1,312 | $1,448 |
| Franklin County, VA HUD Metro FMR Area | Non-Metro | $771 | $861 | $944 | $1,313 | $1,584 |
| Giles County, VA HUD Metro FMR Area | Non-Metro | $746 | $898 | $984 | $1,180 | $1,651 |
| Grayson County, VA | Non-Metro | $792 | $834 | $914 | $1,241 | $1,252 |
| Greensville County-Emporia city, VA HUD Nonmetro FMR Area | Non-Metro | $764 | $769 | $1,001 | $1,392 | $1,679 |
| Greensville County-Emporia city, VA HUD Nonmetro FMR Area | Non-Metro | $764 | $769 | $1,001 | $1,392 | $1,679 |
| Halifax County, VA | Non-Metro | $792 | $827 | $914 | $1,167 | $1,340 |
| Harrisonburg, VA MSA | Non-Metro | $1,050 | $1,057 | $1,322 | $1,801 | $2,125 |
| Harrisonburg, VA MSA | Non-Metro | $1,050 | $1,057 | $1,322 | $1,801 | $2,125 |
| Henry County-Martinsville city, VA HUD Nonmetro FMR Area | Non-Metro | $749 | $753 | $914 | $1,096 | $1,282 |
| Henry County-Martinsville city, VA HUD Nonmetro FMR Area | Non-Metro | $749 | $753 | $914 | $1,096 | $1,282 |
| Highland County, VA | Non-Metro | $745 | $749 | $914 | $1,233 | $1,429 |
| King George County, VA | Non-Metro | $1,182 | $1,211 | $1,469 | $2,043 | $2,464 |
| King and Queen County, VA | Non-Metro | $1,089 | $1,139 | $1,250 | $1,536 | $1,929 |
| Kingsport-Bristol-Bristol, TN-VA MSA | Non-Metro | $720 | $818 | $1,044 | $1,338 | $1,464 |
| Kingsport-Bristol-Bristol, TN-VA MSA | Non-Metro | $720 | $818 | $1,044 | $1,338 | $1,464 |
| Kingsport-Bristol-Bristol, TN-VA MSA | Non-Metro | $720 | $818 | $1,044 | $1,338 | $1,464 |
| Lancaster County, VA | Non-Metro | $857 | $862 | $1,052 | $1,463 | $1,765 |
| Lee County, VA | Non-Metro | $693 | $697 | $914 | $1,226 | $1,429 |
| Louisa County, VA | Non-Metro | $1,080 | $1,138 | $1,247 | $1,734 | $1,950 |
| Lunenburg County, VA | Non-Metro | $692 | $697 | $914 | $1,127 | $1,254 |
| Lynchburg, VA MSA | Non-Metro | $1,027 | $1,033 | $1,187 | $1,635 | $1,750 |
| Lynchburg, VA MSA | Non-Metro | $1,027 | $1,033 | $1,187 | $1,635 | $1,750 |
| Lynchburg, VA MSA | Non-Metro | $1,027 | $1,033 | $1,187 | $1,635 | $1,750 |
| Lynchburg, VA MSA | Non-Metro | $1,027 | $1,033 | $1,187 | $1,635 | $1,750 |
| Lynchburg, VA MSA | Non-Metro | $1,027 | $1,033 | $1,187 | $1,635 | $1,750 |
| Lynchburg, VA MSA | Non-Metro | — | ||||
| Madison County, VA | Non-Metro | $923 | $971 | $1,066 | $1,483 | $1,667 |
| Mecklenburg County, VA | Non-Metro | $719 | $724 | $950 | $1,224 | $1,258 |
| Middlesex County, VA | Non-Metro | $1,052 | $1,058 | $1,291 | $1,548 | $2,018 |
| Northampton County, VA | Non-Metro | $719 | $723 | $949 | $1,320 | $1,592 |
| Northumberland County, VA | Non-Metro | $1,066 | $1,073 | $1,309 | $1,569 | $2,047 |
| Nottoway County, VA | Non-Metro | $738 | $743 | $975 | $1,356 | $1,587 |
| Orange County, VA | Non-Metro | $1,005 | $1,012 | $1,234 | $1,716 | $1,929 |
| Page County, VA | Non-Metro | $800 | $811 | $924 | $1,157 | $1,550 |
| Patrick County, VA | Non-Metro | $758 | $763 | $914 | $1,146 | $1,429 |
| Pittsylvania County-Danville city, VA HUD Nonmetro FMR Area | Non-Metro | $630 | $738 | $914 | $1,263 | $1,415 |
| Pittsylvania County-Danville city, VA HUD Nonmetro FMR Area | Non-Metro | $630 | $738 | $914 | $1,263 | $1,415 |
| Prince Edward County, VA | Non-Metro | $916 | $922 | $1,094 | $1,312 | $1,448 |
| Pulaski County, VA HUD Metro FMR Area | Non-Metro | $699 | $840 | $921 | $1,252 | $1,545 |
| Rappahannock County, VA HUD Metro FMR Area | Non-Metro | $1,198 | $1,254 | $1,375 | $1,649 | $2,307 |
| Richmond County, VA | Non-Metro | $876 | $882 | $1,157 | $1,464 | $1,825 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $859 | $1,021 | $1,246 | $1,733 | $2,090 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Richmond, VA MSA | Non-Metro | $1,442 | $1,507 | $1,655 | $2,072 | $2,553 |
| Roanoke, VA HUD Metro FMR Area | Non-Metro | $1,004 | $1,053 | $1,254 | $1,743 | $2,104 |
| Roanoke, VA HUD Metro FMR Area | Non-Metro | $1,004 | $1,053 | $1,254 | $1,743 | $2,104 |
| Roanoke, VA HUD Metro FMR Area | Non-Metro | $1,004 | $1,053 | $1,254 | $1,743 | $2,104 |
| Roanoke, VA HUD Metro FMR Area | Non-Metro | $1,004 | $1,053 | $1,254 | $1,743 | $2,104 |
| Roanoke, VA HUD Metro FMR Area | Non-Metro | $1,004 | $1,053 | $1,254 | $1,743 | $2,104 |
| Rockbridge County-Buena Vista city-Lexington city, VA HUD Nonmetro FMR Area | Non-Metro | $870 | $917 | $1,005 | $1,398 | $1,686 |
| Rockbridge County-Buena Vista city-Lexington city, VA HUD Nonmetro FMR Area | Non-Metro | $870 | $917 | $1,005 | $1,398 | $1,686 |
| Rockbridge County-Buena Vista city-Lexington city, VA HUD Nonmetro FMR Area | Non-Metro | $870 | $917 | $1,005 | $1,398 | $1,686 |
| Russell County, VA | Non-Metro | $744 | $748 | $914 | $1,156 | $1,377 |
| Shenandoah County, VA | Non-Metro | $849 | $855 | $1,091 | $1,394 | $1,523 |
| Smyth County, VA | Non-Metro | $642 | $753 | $914 | $1,191 | $1,429 |
| Southampton County-Franklin city, VA HUD Nonmetro FMR Area | Non-Metro | $811 | $817 | $1,051 | $1,346 | $1,764 |
| Southampton County-Franklin city, VA HUD Nonmetro FMR Area | Non-Metro | $811 | $817 | $1,051 | $1,346 | $1,764 |
| Staunton-Waynesboro, VA MSA | Non-Metro | $1,088 | $1,095 | $1,261 | $1,734 | $1,941 |
| Staunton-Waynesboro, VA MSA | Non-Metro | $1,088 | $1,095 | $1,261 | $1,734 | $1,941 |
| Staunton-Waynesboro, VA MSA | Non-Metro | $1,088 | $1,095 | $1,261 | $1,734 | $1,941 |
| Surry County, VA | Non-Metro | $905 | $920 | $1,039 | $1,445 | $1,743 |
| Tazewell County, VA | Non-Metro | $727 | $732 | $914 | $1,096 | $1,252 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area | Non-Metro | $1,492 | $1,512 | $1,713 | $2,376 | $2,797 |
| Warren County, VA HUD Metro FMR Area | Non-Metro | $953 | $1,002 | $1,315 | $1,754 | $2,206 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area | Non-Metro | $1,953 | $2,015 | $2,246 | $2,835 | $3,332 |
| Westmoreland County, VA | Non-Metro | $973 | $979 | $1,194 | $1,658 | $1,810 |
| Winchester, VA-WV MSA | Non-Metro | $1,133 | $1,255 | $1,573 | $1,965 | $2,639 |
| Winchester, VA-WV MSA | Non-Metro | $1,133 | $1,255 | $1,573 | $1,965 | $2,639 |
| Wise County-Norton city, VA HUD Nonmetro FMR Area | Non-Metro | $692 | $697 | $914 | $1,205 | $1,429 |
| Wise County-Norton city, VA HUD Nonmetro FMR Area | Non-Metro | $692 | $697 | $914 | $1,205 | $1,429 |
| Wythe County, VA | Non-Metro | $758 | $762 | $914 | $1,212 | $1,533 |
Public Housing Authorities in Virginia
Virginia Housing Development Authority
Richmond · 10,136 units
Richmond Redevelopment & Housing Authority
Richmond · 7,533 units
Norfolk Redevelopment & Housing Authority
Norfolk · 7,466 units
Fairfax County Redevelopment & Hsg Authority
Fairfax · 5,329 units
Newport News Redevelopment & Housng Authority
Newport News · 3,922 units
Roanoke Redevelopment & Housing Authority
Roanoke · 3,856 units
Hampton Redevelopment & Housing Authority
Hampton · 3,519 units
Portsmouth Redevelopment & Housing Authority
Portsmouth · 3,073 units
Alexandria Redevelopment & Housing Authority
Alexandria · 3,019 units
Chesapeake Redevelopment & Housing Authority
Chesapeake · 2,261 units
Prince William County Office of Hcd
Woodbridge · 2,223 units
Danville Redevelopment & Housing Authority
Danville · 2,207 units
Va. Beach Dept. of Hsg & Neighborhood Pres.
Virginia Beach · 2,181 units
Arlington County Dept of Human Services
Arlington · 1,827 units
Lynchburg Redevelopment & Housing Authority
Lynchburg · 1,552 units
Suffolk Redevelopment and Housing Authority
Suffolk · 1,505 units
Petersburg Redevelopment & Housing Authority
Petersburg · 1,123 units
Harrisonburg Redevelopment & Housing Authorit
Harrisonburg · 979 units
Wise County Redevelopment & Housing Authority
Coeburn · 944 units
Charlottesville Redev & Housing Authority
Charlottesville · 925 units
Hopewell Redevelopment & Housing Authority
Hopewell · 867 units
Loudoun County Dhcd
Leesburg · 800 units
Bristol Redevelopment & Housing Authority
Bristol · 708 units
Waynesboro Redevelopment & Housing Authority
Waynesboro · 674 units
Lee County Redevelopment & Housing Authority
Jonesville · 606 units
Accomack-Northampton Regional Housing Auth
Accomac · 570 units
County of Albemarle/Office of Housing
Charlottesville · 540 units
Marion Redevelopment & Housing Authority
Marion · 488 units
Wytheville Redev. & Housing Authority
Wytheville · 380 units
Franklin Redevelopment and Housing Authority
Franklin · 370 units
Norton Redevelopment & Housing Authority
Norton · 331 units
Scott County Redev. & Housing Authority
Duffield · 312 units
Cumberland Plateau Regional Housing Authority
Lebanon · 308 units
Staunton Redevelopment & Housing Authority
Staunton · 253 units
James City County Office of Housing
Williamsburg · 195 units
People Inc. of Southwest Virginia
Abingdon · 168 units
Big Stone Gap Redevelopment and Housing Auth.
Big Stone Gap · 166 units
Abingdon Redevelopment and Housing Authority
Abingdon · 149 units
Buckingham Housing Development Corp. Inc.
New Canton · 137 units
Williamsburg Redevelopment & Housing Auth.
Williamsburg · 104 units
Covington Redevelopment & Housing Authority
Covington · 62 units
Section 8 in Virginia
Section 8 Housing Choice Vouchers are administered by local Public Housing Authorities (PHAs) across Virginia. Each PHA sets its payment standard — the maximum subsidy amount — as a percentage of the local FMR, typically between 90% and 110%. Income eligibility is determined separately using HUD's income limits, which define the 30%, 50%, and 80% of Area Median Income (AMI) thresholds for each household size.