FY2026 Income Limits — Chicago-Joliet-Naperville, IL HUD Metro FMR Area
Area Median Income (4-person household): $121,500
30% AMI (4p)
$36,450
50% AMI (4p)
$60,750
60% AMI (4p)
$72,900
80% AMI (4p)
$97,200
Chicago-Joliet-Naperville, IL HUD Metro FMR Area — Income Limits
FY2026 Income Limits by Household Size
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p | 7p | 8p |
|---|---|---|---|---|---|---|---|---|
| 30% AMI — Extremely Low Income | $25,550 | $29,200 | $32,850 | $36,450 | $39,400 | $44,360 | $50,040 | $55,720 |
| 50% AMI — Very Low Income | $42,550 | $48,600 | $54,700 | $60,750 | $65,650 | $70,500 | $75,350 | $80,200 |
| 60% AMI | $51,060 | $58,320 | $65,640 | $72,900 | $78,780 | $84,600 | $90,420 | $96,240 |
| 80% AMI — Low Income | $68,050 | $77,800 | $87,500 | $97,200 | $105,000 | $112,800 | $120,550 | $128,350 |
Related Pages
- Full FMR profile — Chicago-Joliet-Naperville, IL HUD Metro FMR Area
- LIHTC maximum rents — Chicago-Joliet-Naperville, IL HUD Metro FMR Area
- HOME program rents — Chicago-Joliet-Naperville, IL HUD Metro FMR Area
- FMR history — Chicago-Joliet-Naperville, IL HUD Metro FMR Area
- Section 8 eligibility calculator
- Income limits in IL
Section 8 Eligibility in Chicago-Joliet-Naperville, IL HUD Metro FMR Area
To qualify for a Section 8 Housing Choice Voucher in Chicago-Joliet-Naperville, IL HUD Metro FMR Area, your household's gross annual income must typically be at or below 50% of the Area Median Income for your household size. Federal law requires that at least 75% of all new vouchers be issued to households at or below 30% AMI (Extremely Low Income).
Income is calculated for the entire household, including wages, salaries, benefits, child support, and most other regular income sources. Some deductions — such as elderly/disabled household member deductions and dependent child deductions — reduce the amount counted toward the income limit.