Illinois Income Limits FY2026
HUD sets income limits for each Illinois area every year to determine who qualifies for Section 8 Housing Choice Vouchers, public housing, and other federal housing assistance. The table below shows the FY2026 thresholds at 30%, 50%, and 80% of Area Median Income (AMI) for a four-person household in every Illinois HUD area. Select an area for the full breakdown by household size, including the 60% AMI tier used for LIHTC housing.
| Area | Median Income | 30% AMI (4p) | 50% AMI (4p) | 80% AMI (4p) |
|---|---|---|---|---|
| Adams County, IL | $91,100 | $33,000 | $45,550 | $72,900 |
| Bloomington, IL HUD Metro FMR Area | $117,000 | $35,100 | $58,500 | $93,600 |
| Bloomington, IL MSA | $117,000 | $35,100 | $58,500 | $93,600 |
| Bond County, IL HUD Metro FMR Area | $102,700 | $33,000 | $51,350 | $82,150 |
| Bond County, IL HUD Metro FMR Area | $102,700 | $33,000 | $51,350 | $82,150 |
| Brown County, IL | $90,000 | $33,000 | $45,000 | $72,000 |
| Bureau County, IL | $91,900 | $33,000 | $45,950 | $73,500 |
| Cape Girardeau, MO-IL MSA | $90,200 | $33,000 | $45,100 | $72,150 |
| Cape Girardeau, MO-IL MSA | $90,200 | $33,000 | $45,100 | $72,150 |
| Carroll County, IL | $82,900 | $33,000 | $44,850 | $71,750 |
| Cass County, IL | $83,400 | $33,000 | $44,850 | $71,750 |
| Champaign-Urbana, IL MSA | $114,300 | $33,250 | $55,450 | $88,700 |
| Champaign-Urbana, IL MSA | $114,300 | $33,250 | $55,450 | $88,700 |
| Champaign-Urbana, IL MSA | $92,500 | $33,000 | $46,250 | $74,000 |
| Champaign-Urbana, IL MSA | $114,300 | $33,250 | $55,450 | $88,700 |
| Chicago-Joliet-Naperville, IL HUD Metro FMR Area | $121,500 | $36,450 | $60,750 | $97,200 |
| Chicago-Joliet-Naperville, IL HUD Metro FMR Area | $121,500 | $36,450 | $60,750 | $97,200 |
| Chicago-Joliet-Naperville, IL HUD Metro FMR Area | $121,500 | $36,450 | $60,750 | $97,200 |
| Chicago-Joliet-Naperville, IL HUD Metro FMR Area | $121,500 | $36,450 | $60,750 | $97,200 |
| Chicago-Joliet-Naperville, IL HUD Metro FMR Area | $121,500 | $36,450 | $60,750 | $97,200 |
| Chicago-Joliet-Naperville, IL HUD Metro FMR Area | $121,500 | $36,450 | $60,750 | $97,200 |
| Chicago-Joliet-Naperville, IL HUD Metro FMR Area | $121,500 | $36,450 | $60,750 | $97,200 |
| Christian County, IL | $90,600 | $33,000 | $45,300 | $72,500 |
| Clark County, IL | $93,200 | $33,000 | $46,600 | $74,550 |
| Clay County, IL | $77,900 | $33,000 | $44,850 | $71,750 |
| Coles County, IL | $78,300 | $33,000 | $44,850 | $71,750 |
| Crawford County, IL | $99,000 | $33,000 | $49,500 | $79,200 |
| Cumberland County, IL | $101,100 | $33,000 | $50,550 | $80,900 |
| Danville, IL MSA | $82,900 | $33,000 | $44,850 | $71,750 |
| Davenport-Moline-Rock Island, IA-IL MSA | $97,500 | $33,000 | $48,750 | $78,000 |
| Davenport-Moline-Rock Island, IA-IL MSA | $97,500 | $33,000 | $48,750 | $78,000 |
| Davenport-Moline-Rock Island, IA-IL MSA | $97,500 | $33,000 | $48,750 | $78,000 |
| Davenport-Moline-Rock Island, IA-IL MSA | $97,500 | $33,000 | $48,750 | $78,000 |
| De Witt County, IL HUD Metro FMR Area | $104,100 | $33,000 | $52,050 | $83,300 |
| DeKalb County, IL HUD Metro FMR Area | $112,500 | $33,350 | $55,600 | $88,950 |
| DeKalb County, IL HUD Metro FMR Area | $112,500 | $33,350 | $55,600 | $88,950 |
| Decatur, IL MSA | $95,100 | $33,000 | $47,550 | $76,100 |
| Decatur, IL MSA | $95,100 | $33,000 | $47,550 | $76,100 |
| Douglas County, IL | $97,900 | $33,000 | $48,950 | $78,300 |
| Edgar County, IL | $80,300 | $33,000 | $44,850 | $71,750 |
| Edwards County, IL | $78,500 | $33,000 | $44,850 | $71,750 |
| Effingham County, IL | $104,900 | $33,000 | $52,450 | $83,900 |
| Fayette County, IL | $82,500 | $33,000 | $44,850 | $71,750 |
| Ford County, IL HUD Metro FMR Area | $92,500 | $33,000 | $46,250 | $74,000 |
| Franklin County, IL | $75,100 | $33,000 | $44,850 | $71,750 |
| Fulton County, IL | $84,900 | $33,000 | $44,850 | $71,750 |
| Gallatin County, IL | $79,500 | $33,000 | $44,850 | $71,750 |
| Greene County, IL | $85,700 | $33,000 | $44,850 | $71,750 |
| Grundy County, IL HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Grundy County, IL HUD Metro FMR Area | $116,100 | $34,850 | $58,050 | $92,900 |
| Hamilton County, IL | $92,100 | $33,000 | $46,050 | $73,700 |
| Hancock County, IL | $90,300 | $33,000 | $45,150 | $72,250 |
| Hardin County, IL | $72,700 | $33,000 | $44,850 | $71,750 |
| Henderson County, IL | $84,900 | $33,000 | $44,850 | $71,750 |
| Iroquois County, IL | $91,100 | $33,000 | $45,550 | $72,900 |
| Jackson County, IL HUD Metro FMR Area | $85,200 | $33,000 | $44,850 | $71,750 |
| Jasper County, IL | $98,800 | $33,000 | $49,400 | $79,050 |
| Jefferson County, IL | $83,300 | $33,000 | $44,850 | $71,750 |
| Jo Daviess County, IL | $99,600 | $33,000 | $49,800 | $79,700 |
| Johnson County, IL | $83,800 | $33,000 | $44,850 | $71,750 |
| Kankakee, IL MSA | $102,200 | $33,000 | $50,150 | $80,200 |
| Kankakee, IL MSA | $102,200 | $33,000 | $50,150 | $80,200 |
| Kendall County, IL HUD Metro FMR Area | $135,800 | $40,750 | $67,900 | $106,800 |
| Kendall County, IL HUD Metro FMR Area | $135,800 | $40,750 | $67,900 | $106,800 |
| Knox County, IL | $86,900 | $33,000 | $44,850 | $71,750 |
| La Salle County, IL | $105,200 | $33,000 | $50,050 | $80,050 |
| Lawrence County, IL | $81,400 | $33,000 | $44,850 | $71,750 |
| Lee County, IL | $93,100 | $33,000 | $46,550 | $74,500 |
| Livingston County, IL | $96,500 | $33,000 | $48,250 | $77,200 |
| Logan County, IL | $93,000 | $33,000 | $46,500 | $74,400 |
| Macoupin County, IL HUD Metro FMR Area | $96,200 | $33,000 | $48,100 | $76,950 |
| Macoupin County, IL HUD Metro FMR Area | $96,200 | $33,000 | $48,100 | $76,950 |
| Marion County, IL | $81,500 | $33,000 | $44,850 | $71,750 |
| Mason County, IL | $84,100 | $33,000 | $44,850 | $71,750 |
| Massac County, IL | $84,400 | $33,000 | $44,850 | $71,750 |
| Massac County, IL HUD Metro FMR Area | $84,400 | $33,000 | $44,850 | $71,750 |
| McDonough County, IL | $84,900 | $33,000 | $44,850 | $71,750 |
| Montgomery County, IL | $93,600 | $33,000 | $46,800 | $74,900 |
| Morgan County, IL | $91,500 | $33,000 | $45,750 | $73,200 |
| Moultrie County, IL | $99,400 | $33,000 | $49,700 | $79,500 |
| Ogle County, IL | $101,200 | $33,000 | $50,600 | $80,950 |
| Peoria, IL MSA | $106,100 | $33,000 | $53,050 | $84,900 |
| Peoria, IL MSA | $106,100 | $33,000 | $53,050 | $84,900 |
| Peoria, IL MSA | $106,100 | $33,000 | $53,050 | $84,900 |
| Peoria, IL MSA | $106,100 | $33,000 | $53,050 | $84,900 |
| Peoria, IL MSA | $106,100 | $33,000 | $53,050 | $84,900 |
| Peoria, IL MSA | $106,100 | $33,000 | $53,050 | $84,900 |
| Perry County, IL | $82,900 | $33,000 | $44,850 | $71,750 |
| Pike County, IL | $85,700 | $33,000 | $44,850 | $71,750 |
| Pope County, IL | $83,300 | $33,000 | $44,850 | $71,750 |
| Pulaski County, IL | $65,900 | $33,000 | $44,850 | $71,750 |
| Putnam County, IL | $93,300 | $33,000 | $47,900 | $76,650 |
| Randolph County, IL | $93,900 | $33,000 | $46,950 | $75,100 |
| Richland County, IL | $84,400 | $33,000 | $44,850 | $71,750 |
| Rockford, IL MSA | $89,400 | $33,000 | $44,850 | $71,750 |
| Rockford, IL MSA | $89,400 | $33,000 | $44,850 | $71,750 |
| Rockford, IL MSA | $89,400 | $33,000 | $44,850 | $71,750 |
| Saline County, IL | $75,000 | $33,000 | $44,850 | $71,750 |
| Schuyler County, IL | $87,800 | $33,000 | $44,850 | $71,750 |
| Scott County, IL | $96,500 | $33,000 | $48,250 | $77,200 |
| Shelby County, IL | $91,400 | $33,000 | $45,700 | $73,100 |
| Springfield, IL MSA | $114,900 | $34,450 | $57,450 | $91,900 |
| Springfield, IL MSA | $114,900 | $34,450 | $57,450 | $91,900 |
| Springfield, IL MSA | $114,900 | $34,450 | $57,450 | $91,900 |
| St. Louis, MO-IL HUD Metro FMR Area | $113,500 | $34,050 | $56,750 | $90,800 |
| St. Louis, MO-IL HUD Metro FMR Area | $113,500 | $34,050 | $56,750 | $90,800 |
| St. Louis, MO-IL HUD Metro FMR Area | $113,500 | $34,050 | $56,750 | $90,800 |
| St. Louis, MO-IL HUD Metro FMR Area | $113,500 | $34,050 | $56,750 | $90,800 |
| St. Louis, MO-IL HUD Metro FMR Area | $113,500 | $34,050 | $56,750 | $90,800 |
| St. Louis, MO-IL HUD Metro FMR Area | $113,500 | $34,050 | $56,750 | $90,800 |
| St. Louis, MO-IL HUD Metro FMR Area | $113,500 | $34,050 | $56,750 | $90,800 |
| Stephenson County, IL | $86,300 | $33,000 | $44,850 | $71,750 |
| Union County, IL | $89,500 | $33,000 | $44,850 | $71,750 |
| Wabash County, IL | $88,100 | $33,000 | $44,850 | $71,750 |
| Warren County, IL | $88,100 | $33,000 | $44,850 | $71,750 |
| Washington County, IL | $99,400 | $33,000 | $49,700 | $79,500 |
| Wayne County, IL | $78,700 | $33,000 | $44,850 | $71,750 |
| White County, IL | $77,300 | $33,000 | $44,850 | $71,750 |
| Whiteside County, IL | $90,900 | $33,000 | $45,450 | $72,700 |
| Williamson County, IL HUD Metro FMR Area | $95,000 | $33,000 | $47,500 | $76,000 |
Understanding Illinois income limits
Income limits vary widely across Illinois because each one is tied to its local area median income, not a single statewide figure. A household that earns too much to qualify in a lower-cost rural county may still qualify in a higher-cost metro. HUD publishes new limits each spring, and they take effect for the federal fiscal year.
- 30% AMI (Extremely Low Income) — the threshold for the highest-priority Section 8 and public housing waitlists.
- 50% AMI (Very Low Income) — the standard eligibility ceiling for the Housing Choice Voucher program.
- 80% AMI (Low Income) — used for many affordable-housing and HOME-funded programs.
The figures above are for a four-person household. Limits scale by household size — roughly 70% of the four-person figure for a single person, rising to about 132% for an eight-person household. Open any area for the complete household-size table and the 60% AMI tier.