Small Area FMR for ZIP 32097 — FY2026
ZIP Code 32097 — Small Area FMR
Part of Jacksonville, FL HUD Metro FMR Area
ZIP 32097 vs. Metro-Wide FMR (FY2026)
How this ZIP's Small Area FMR compares to the standard FMR for the whole Jacksonville, FL HUD Metro FMR Area area. A higher SAFMR means this is a higher-cost neighborhood.
| Bedroom | ZIP 32097 SAFMR | Metro FMR | Difference |
|---|---|---|---|
| Studio | $1,630 | $1,355 | +$275 (+20.3%) |
| 1-Bedroom | $1,670 | $1,382 | +$288 (+20.8%) |
| 2-Bedroom | $2,000 | $1,658 | +$342 (+20.6%) |
| 3-Bedroom | $2,460 | $2,043 | +$417 (+20.4%) |
| 4-Bedroom | $3,090 | $2,561 | +$529 (+20.7%) |
Small Area FMR by Year
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,630 | $1,670 | $2,000 | $2,460 | $3,090 |
| FY2025 | $1,640 | $1,730 | $2,060 | $2,580 | $3,260 |
Other ZIP Codes in Jacksonville, FL HUD Metro FMR Area
81 other ZIPs with published Small Area FMRs in this metro (FY2026, sorted by ZIP).
Related Pages
About Small Area FMRs
Small Area Fair Market Rents (SAFMRs) are ZIP-code-level rent limits published by HUD for designated metropolitan areas. Unlike standard FMRs which apply uniformly across an entire metro, SAFMRs recognize that rental markets vary significantly by neighborhood. In high-cost ZIP codes, SAFMRs may be substantially above the metro-wide FMR; in lower-cost neighborhoods they may be below it.
SAFMRs are used by PHAs that have been designated for SAFMR use or that voluntarily opt in. They give voucher holders greater flexibility to rent in higher-opportunity neighborhoods.