FY2026 Fair Market Rents — Chambersburg-Waynesboro, PA MSA
The HUD-published Fair Market Rents for FY2026 in this area are:
Studio
$1,014
1BR
$1,119
2BR
$1,379
3BR
$1,825
4BR
$1,991
Hours/week at min wage
147 hrs
to afford the 2BR FMR @ $7.25/hr (federal)
National rank
#234
of 661 U.S. metros (top 36% most expensive)
YoY change (2BR)
+15.6%
+$186 vs FY2025 · 5-yr +53.7%
Voucher payment standard
$1,241–$1,517
PHAs set HCV payment at 90–110% of the 2BR FMR
Chambersburg-Waynesboro, PA MSA
Metropolitan area · PA · View full history · Income limits · LIHTC rents
FY2026 Fair Market Rents
| Bedroom Size | Monthly FMR | Annual Equivalent |
|---|---|---|
| Efficiency (Studio) | $1,014 | $12,168 |
| 1-Bedroom | $1,119 | $13,428 |
| 2-Bedroom | $1,379 | $16,548 |
| 3-Bedroom | $1,825 | $21,900 |
| 4-Bedroom | $1,991 | $23,892 |
Recent 2-Bedroom FMR Trend
FY2020 $869 → FY2026 $1,379
| Fiscal Year | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| FY2026 | $1,014 | $1,119 | $1,379 | $1,825 | $1,991 |
| FY2025 | $946 | $979 | $1,193 | $1,591 | $1,803 |
| FY2024 | $914 | $920 | $1,150 | $1,529 | $1,719 |
| FY2023 | $800 | $805 | $1,030 | $1,393 | $1,514 |
| FY2022 | $709 | $714 | $939 | $1,269 | $1,317 |
| FY2021 | $647 | $681 | $897 | $1,197 | $1,227 |
| FY2020 | $566 | $660 | $869 | $1,129 | $1,177 |
View full FMR history back to FY2000 →
FY2026 Income Limits
Area Median Income (AMI): $99,800
| AMI Level | 1p | 2p | 3p | 4p | 5p | 6p |
|---|---|---|---|---|---|---|
| 30% AMI (Extremely Low) | $21,000 | $24,000 | $27,320 | $33,000 | $38,680 | $44,360 |
| 50% AMI (Very Low) | $34,950 | $39,950 | $44,950 | $49,900 | $53,900 | $57,900 |
| 80% AMI (Low) | $55,900 | $63,900 | $71,900 | $79,850 | $86,250 | $92,650 |
Full income limits table (all 8 household sizes) →
Affordability Snapshot
2BR Annual FMR
$16,548/yr
FMR as % of Area Median Income
16.6% of AMI
Under 30% — affordable at median income
Income Needed (30% rule, 2BR)
$55,160/yr
$4,597/mo gross income
FY2026 LIHTC Maximum Rents
Maximum gross rents for Low-Income Housing Tax Credit units, by income band. Full LIHTC details →
| AMI Band | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| 50% AMI Maximum | $873 | $998 | $1,122 | $1,347 | $1,447 |
| 60% AMI Maximum | $1,047 | $1,197 | $1,347 | $1,616 | $1,736 |
FY2026 HOME Program Rent Limits
Maximum rents for HOME Investment Partnerships–funded units. High HOME rents apply to most assisted units; Low HOME rents apply to the lowest-income set-aside units. Full HOME rent details →
| Limit Type | Studio | 1BR | 2BR | 3BR | 4BR |
|---|---|---|---|---|---|
| High HOME Rent | $1,014 | $1,119 | $1,379 | $1,621 | $1,621 |
| Low HOME Rent | $873 | $998 | $1,123 | $1,247 | $1,347 |
Compare Chambersburg-Waynesboro, PA MSA With Other PA Metros
vs. Allentown-Bethlehem-Easton, PA HUD Metro FMR Area
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vs. Armstrong County, PA HUD Metro FMR Area
vs. Columbia County, PA HUD Metro FMR Area
vs. East Stroudsburg, PA MSA