Housing Articles & Guides

Project-Based vs. Tenant-Based Section 8: Key Differences

Section 8 comes in two forms: tenant-based vouchers you take with you, and project-based vouchers tied to specific buildings.

Jun 30, 2026

HUD Fair Market Rents and the 30% Rule

The standard for housing affordability is spending no more than 30% of income on rent. FMRs tie directly to this benchmark.

Jun 25, 2026

Applying for Affordable Housing: A Step-by-Step Timeline

Navigating Section 8 and affordable housing applications can take years. Here's a realistic timeline and what to expect at each step.

Jun 20, 2026

FMR Areas vs. ZIP Codes: How HUD Defines Geography

HUD publishes FMRs for metro areas and counties — not individual ZIP codes. Small Area FMRs are the ZIP-level exception. Here's how it all fits together.

Jun 15, 2026

How to Read Your Rent Limit Certificate

LIHTC properties issue rent limit certificates to track compliance. This guide explains what the numbers mean.

Jun 10, 2026

The HUD Annual Adjustment Factors and Rent Increases

HUD Annual Adjustment Factors allow landlords to increase rents at subsidized properties. Here's how they're set and what's allowed.

Jun 5, 2026

Voucher Portability: Moving Your Section 8 to Another City

Section 8 vouchers are portable — you can use them in any city with a PHA that has the program. Here's how portability works.

May 31, 2026

Income Limits for LIHTC: The 50% and 60% AMI Rules

LIHTC properties must maintain a certain percentage of units for households at or below 50% or 60% AMI. Here's how those rules work.

May 26, 2026

FMR vs. Market Rent: Understanding the Gap

In many metros, actual market rents far exceed FMRs — making it hard for voucher holders to find landlords. This article explores why the gap exists.

May 21, 2026

How FMRs Affect Landlords Who Accept Section 8

FMRs set the maximum rent a landlord can receive for a Section 8 unit. Here's what landlords need to know before accepting vouchers.

May 16, 2026

Exception Payment Standards: Going Above 110% FMR

In high-cost markets, PHAs can request exception payment standards above 110% FMR. Here's how this works and why it matters for voucher holders.

May 11, 2026

Housing Affordability by State: A FMR Analysis

Using HUD FMR data to compare housing affordability across all 50 states. Which states are cheapest and most expensive for renters?

May 6, 2026