4-Bedroom Fair Market Rents — FY2026

U.S. HUD Fair Market Rent rankings for 4-bedroom units, based on official FY2026 data.

Studio 1BR 2BR 3BR 4BR
$1,897
National median 4BR
$639–$5,659
Metro range
661
U.S. metros ranked

50 most expensive metros for 4-bedroom (4BR)

# Metro State 4BR FMR
1 Santa Cruz-Watsonville, CA MSA CA $5,659
2 Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area CA $5,246
3 San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area CA $5,010
4 Napa, CA MSA CA $4,942
5 San Diego-Carlsbad, CA MSA CA $4,845
6 San Francisco, CA HUD Metro FMR Area CA $4,772
7 Santa Maria-Santa Barbara, CA MSA CA $4,647
8 Urban Honolulu, HI MSA HI $4,432
9 Oakland-Fremont, CA HUD Metro FMR Area CA $4,413
10 Oxnard-Thousand Oaks-Ventura, CA MSA CA $4,240
11 Kahului-Wailuku-Lahaina, HI MSA HI $4,236
12 San Benito County, CA HUD Metro FMR Area CA $4,190
13 Santa Rosa, CA MSA CA $4,147
14 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA CA $4,105
15 Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area CA $4,098
16 Kalawao County, HI HUD Metro FMR Area HI $4,024
17 New York, NY HUD Metro FMR Area NY $3,959
18 Jersey City, NJ HUD Metro FMR Area NJ $3,955
19 Salinas, CA MSA CA $3,945
20 Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area MA $3,894
21 Seattle-Bellevue, WA HUD Metro FMR Area WA $3,847
22 Fort Lauderdale, FL HUD Metro FMR Area FL $3,810
23 Nassau-Suffolk, NY HUD Metro FMR Area NY $3,768
24 York-Kittery-South Berwick, ME HUD Metro FMR Area ME $3,694
25 Easton-Raynham, MA HUD Metro FMR Area MA $3,679
26 Bergen-Passaic, NJ HUD Metro FMR Area NJ $3,618
27 Miami-Miami Beach-Kendall, FL HUD Metro FMR Area FL $3,613
28 Bridgeport-Stamford-Danbury, CT MSA CT $3,598
29 Newport-Middleton-Portsmouth, RI HUD Metro FMR Area RI $3,595
30 Bozeman, MT MSA MT $3,537
31 Riverside-San Bernardino-Ontario, CA MSA CA $3,514
32 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area CA $3,460
33 Barnstable Town, MA MSA MA $3,428
34 West Palm Beach-Boca Raton, FL HUD Metro FMR Area FL $3,388
35 Eastern Worcester County, MA HUD Metro FMR Area MA $3,380
36 Monmouth-Ocean, NJ HUD Metro FMR Area NJ $3,371
37 Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area DC $3,332
38 Vallejo-Fairfield, CA MSA CA $3,297
39 Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area NJ $3,296
40 Olympia-Tumwater, WA MSA WA $3,288
41 Boulder, CO MSA CO $3,239
42 Yolo, CA HUD Metro FMR Area CA $3,178
43 Newark, NJ HUD Metro FMR Area NJ $3,137
44 Lowell, MA HUD Metro FMR Area MA $3,113
45 Portland-Vancouver-Hillsboro, OR-WA MSA OR $3,109
46 Calvert County, MD HUD Metro FMR Area MD $3,106
47 Tacoma, WA HUD Metro FMR Area WA $3,102
48 Dallas, TX HUD Metro FMR Area TX $3,091
49 Western Rockingham County, NH HUD Metro FMR Area NH $3,080
50 Asheville, NC HUD Metro FMR Area NC $3,078

25 most affordable metros for 4-bedroom

# Metro State 4BR FMR
1 Guayama, PR MSA PR $639
2 Yauco, PR HUD Metro FMR Area PR $673
3 San Germán, PR HUD Metro FMR Area PR $702
4 Barranquitas-Aibonito, PR HUD Metro FMR Area PR $704
5 Aguadilla-Isabela, PR HUD Metro FMR Area PR $756
6 Arecibo, PR MSA PR $787
7 Fajardo, PR HUD Metro FMR Area PR $799
8 Mayagüez, PR MSA PR $819
9 Ponce, PR HUD Metro FMR Area PR $844
10 Caguas, PR HUD Metro FMR Area PR $966
11 San Juan-Guaynabo, PR HUD Metro FMR Area PR $1,046
12 Vermilion Parish, LA HUD Metro FMR Area LA $1,104
13 Holmes County, MS HUD Metro FMR Area MS $1,115
14 Cherokee County, KS HUD Metro FMR Area KS $1,161
15 Poinsett County, AR HUD Metro FMR Area AR $1,165
16 Little River County, AR HUD Metro FMR Area AR $1,170
17 Morehouse Parish, LA HUD Metro FMR Area LA $1,172
18 Acadia Parish, LA HUD Metro FMR Area LA $1,194
19 Bond County, IL HUD Metro FMR Area IL $1,213
20 Henry County, AL HUD Metro FMR Area AL $1,217
21 Jones County, IA HUD Metro FMR Area IA $1,217
22 Butler County, KY HUD Metro FMR Area KY $1,232
23 Grainger County, TN HUD Metro FMR Area TN $1,246
24 Parkersburg-Vienna, WV MSA WV $1,253
25 Carter County, KY HUD Metro FMR Area KY $1,254