3-Bedroom Fair Market Rents — FY2026

U.S. HUD Fair Market Rent rankings for 3-bedroom units, based on official FY2026 data.

Studio 1BR 2BR 3BR 4BR
$1,627
National median 3BR
$621–$5,377
Metro range
661
U.S. metros ranked

50 most expensive metros for 3-bedroom (3BR)

# Metro State 3BR FMR
1 Santa Cruz-Watsonville, CA MSA CA $5,377
2 San Francisco, CA HUD Metro FMR Area CA $4,604
3 San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area CA $4,602
4 Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area CA $4,393
5 Napa, CA MSA CA $4,222
6 Santa Maria-Santa Barbara, CA MSA CA $4,075
7 San Diego-Carlsbad, CA MSA CA $3,998
8 San Benito County, CA HUD Metro FMR Area CA $3,944
9 Santa Rosa, CA MSA CA $3,887
10 Oakland-Fremont, CA HUD Metro FMR Area CA $3,724
11 Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area CA $3,681
12 Urban Honolulu, HI MSA HI $3,674
13 Oxnard-Thousand Oaks-Ventura, CA MSA CA $3,652
14 New York, NY HUD Metro FMR Area NY $3,644
15 Salinas, CA MSA CA $3,623
16 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA CA $3,584
17 Nassau-Suffolk, NY HUD Metro FMR Area NY $3,563
18 Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area MA $3,526
19 Kahului-Wailuku-Lahaina, HI MSA HI $3,398
20 Jersey City, NJ HUD Metro FMR Area NJ $3,367
21 Seattle-Bellevue, WA HUD Metro FMR Area WA $3,272
22 Kalawao County, HI HUD Metro FMR Area HI $3,227
23 Fort Lauderdale, FL HUD Metro FMR Area FL $3,216
24 Newport-Middleton-Portsmouth, RI HUD Metro FMR Area RI $3,131
25 Miami-Miami Beach-Kendall, FL HUD Metro FMR Area FL $3,127
26 Western Rockingham County, NH HUD Metro FMR Area NH $3,069
27 Easton-Raynham, MA HUD Metro FMR Area MA $3,057
28 Monmouth-Ocean, NJ HUD Metro FMR Area NJ $3,043
29 Bridgeport-Stamford-Danbury, CT MSA CT $3,036
30 Eastern Worcester County, MA HUD Metro FMR Area MA $3,012
31 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area CA $3,002
32 Bozeman, MT MSA MT $2,996
33 Barnstable Town, MA MSA MA $2,985
34 Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area NJ $2,981
35 West Palm Beach-Boca Raton, FL HUD Metro FMR Area FL $2,920
36 Yolo, CA HUD Metro FMR Area CA $2,917
37 Riverside-San Bernardino-Ontario, CA MSA CA $2,912
38 Vallejo-Fairfield, CA MSA CA $2,911
39 Brockton, MA HUD Metro FMR Area MA $2,889
40 Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area DC $2,835
41 Bergen-Passaic, NJ HUD Metro FMR Area NJ $2,835
42 Nashua, NH HUD Metro FMR Area NH $2,822
43 Boulder, CO MSA CO $2,820
44 Kendall County, IL HUD Metro FMR Area IL $2,819
45 Lowell, MA HUD Metro FMR Area MA $2,819
46 Newark, NJ HUD Metro FMR Area NJ $2,761
47 Burlington-South Burlington, VT MSA VT $2,745
48 Denver-Aurora-Lakewood, CO MSA CO $2,734
49 Tacoma, WA HUD Metro FMR Area WA $2,733
50 Lawrence, MA-NH HUD Metro FMR Area MA $2,722

25 most affordable metros for 3-bedroom

# Metro State 3BR FMR
1 Barranquitas-Aibonito, PR HUD Metro FMR Area PR $621
2 Guayama, PR MSA PR $637
3 San Germán, PR HUD Metro FMR Area PR $659
4 Yauco, PR HUD Metro FMR Area PR $664
5 Aguadilla-Isabela, PR HUD Metro FMR Area PR $680
6 Mayagüez, PR MSA PR $689
7 Arecibo, PR MSA PR $699
8 Fajardo, PR HUD Metro FMR Area PR $736
9 Ponce, PR HUD Metro FMR Area PR $748
10 Caguas, PR HUD Metro FMR Area PR $801
11 San Juan-Guaynabo, PR HUD Metro FMR Area PR $868
12 Pickens County, AL HUD Metro FMR Area AL $994
13 Acadia Parish, LA HUD Metro FMR Area LA $1,055
14 Henry County, AL HUD Metro FMR Area AL $1,078
15 Vermilion Parish, LA HUD Metro FMR Area LA $1,100
16 Lawrence County, KY HUD Metro FMR Area KY $1,110
17 Holmes County, MS HUD Metro FMR Area MS $1,111
18 Gadsden, AL MSA AL $1,124
19 Richland Parish, LA HUD Metro FMR Area LA $1,132
20 Scott County, MS HUD Metro FMR Area MS $1,141
21 Morehouse Parish, LA HUD Metro FMR Area LA $1,143
22 Macoupin County, IL HUD Metro FMR Area IL $1,145
23 Cotton County, OK HUD Metro FMR Area OK $1,153
24 Bond County, IL HUD Metro FMR Area IL $1,154
25 Owen County, IN HUD Metro FMR Area IN $1,155