Highest Income Limits — FY2026

Metro areas with the highest HUD Area Median Income. Highest area median income first, based on official HUD data.

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Most Expensive Metros for Rent Least Expensive Metros for Rent Biggest Rent Increases Highest Income Limits
# Metro Area State Median Income 50% AMI (4p) 30% AMI (4p)
1 San Jose-Sunnyvale-Santa Clara, CA HUD Metro FMR Area CA $205,500 $102,750 $61,650
2 San Francisco, CA HUD Metro FMR Area CA $200,800 $105,050 $63,050
3 Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area DC $166,100 $83,050 $49,850
4 Easton-Raynham, MA HUD Metro FMR Area MA $165,600 $82,800 $49,700
5 Napa, CA MSA CA $165,400 $88,150 $52,900
6 Boston-Cambridge-Quincy, MA-NH HUD Metro FMR Area MA $164,600 $85,700 $51,400
7 Seattle-Bellevue, WA HUD Metro FMR Area WA $164,400 $82,200 $49,300
8 Nassau-Suffolk, NY HUD Metro FMR Area NY $164,300 $82,150 $49,300
9 Westchester County, NY Statutory Exception Area NY $164,200 $84,800 $50,900
10 Oakland-Fremont, CA HUD Metro FMR Area CA $162,800 $84,850 $50,900
11 Bridgeport-Stamford-Danbury, CT MSA CT $156,800 $78,400 $47,050
12 Middlesex-Somerset-Hunterdon, NJ HUD Metro FMR Area NJ $154,800 $77,400 $46,450
13 St. Mary's County, MD HUD Metro FMR Area MD $154,400 $70,800 $42,500
14 Western Rockingham County, NH HUD Metro FMR Area NH $154,100 $77,050 $46,250
15 Boulder, CO MSA CO $150,000 $75,000 $45,000
16 Calvert County, MD HUD Metro FMR Area MD $149,900 $75,350 $45,200
17 Eastern Worcester County, MA HUD Metro FMR Area MA $149,400 $76,500 $45,900
18 Nashua, NH HUD Metro FMR Area NH $147,600 $73,800 $44,300
19 Union County, OH HUD Metro FMR Area OH $146,700 $70,500 $42,300
20 Denver-Aurora-Lakewood, CO MSA CO $144,000 $72,000 $43,200
21 Lowell, MA HUD Metro FMR Area MA $143,000 $71,500 $42,900
22 Ann Arbor, MI MSA MI $142,300 $69,200 $41,500
23 Portsmouth-Rochester, NH HUD Metro FMR Area NH $140,900 $70,450 $42,250
24 Monmouth-Ocean, NJ HUD Metro FMR Area NJ $140,600 $70,300 $42,200
25 Trenton, NJ MSA NJ $139,800 $69,750 $41,850
26 Charlottesville, VA HUD Metro FMR Area VA $139,800 $69,150 $41,500
27 Kendall County, TX HUD Metro FMR Area TX $139,700 $69,850 $41,900
28 Portland, ME HUD Metro FMR Area ME $139,100 $69,550 $41,750
29 Bergen-Passaic, NJ HUD Metro FMR Area NJ $139,100 $69,550 $41,750
30 Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area CA $138,600 $93,050 $55,850
31 Newark, NJ HUD Metro FMR Area NJ $138,400 $69,200 $41,500
32 Newport-Middleton-Portsmouth, RI HUD Metro FMR Area RI $137,700 $68,850 $41,300
33 Lawrence, MA-NH HUD Metro FMR Area MA $137,300 $68,650 $41,200
34 Santa Cruz-Watsonville, CA MSA CA $137,200 $108,750 $65,250
35 Rochester, MN HUD Metro FMR Area MN $135,800 $67,900 $40,750
36 Kendall County, IL HUD Metro FMR Area IL $135,800 $67,900 $40,750
37 Oxnard-Thousand Oaks-Ventura, CA MSA CA $135,600 $78,500 $47,100
38 Madison, WI HUD Metro FMR Area WI $135,300 $67,650 $40,600
39 Anchorage, AK HUD Metro FMR Area AK $135,100 $67,550 $41,250
40 Austin-Round Rock, TX MSA TX $134,400 $67,200 $40,300
41 Baltimore-Columbia-Towson, MD MSA MD $134,000 $67,000 $40,200
42 Santa Rosa, CA MSA CA $133,400 $82,400 $49,450
43 Urban Honolulu, HI MSA HI $133,400 $77,000 $46,200
44 York-Kittery-South Berwick, ME HUD Metro FMR Area ME $132,900 $66,450 $39,850
45 Raleigh, NC MSA NC $132,300 $66,150 $39,700
46 Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area MN $131,500 $65,750 $39,450
47 San Diego-Carlsbad, CA MSA CA $130,900 $87,450 $52,450
48 Worcester, MA HUD Metro FMR Area MA $130,400 $65,850 $39,500
49 Fort Collins, CO MSA CO $130,400 $65,200 $39,100
50 Bozeman, MT MSA MT $130,200 $65,100 $39,050
51 Durham-Chapel Hill, NC HUD Metro FMR Area NC $129,900 $63,550 $38,150
52 Yolo, CA HUD Metro FMR Area CA $129,600 $64,800 $38,900
53 Bremerton-Silverdale, WA MSA WA $129,600 $64,800 $38,900
54 San Luis Obispo-Paso Robles-Arroyo Grande, CA MSA CA $129,600 $76,450 $45,850
55 Old Saybrook town, CT Exception Area CT $129,200 $65,650 $39,400
56 Westbrook town, CT Exception Area CT $129,200 $65,650 $39,400
57 Killingworth town, CT Exception Area CT $129,200 $65,650 $39,400
58 Essex town, CT Exception Area CT $129,200 $65,650 $39,400
59 Deep River town, CT Exception Area CT $129,200 $65,650 $39,400
60 Clinton town, CT Exception Area CT $129,200 $65,650 $39,400
61 Hartford-West Hartford-East Hartford, CT HUD Metro FMR Area CT $129,200 $64,600 $38,750
62 Westerly-Hopkinton-New Shoreham, RI HUD Metro FMR Area RI $129,000 $64,500 $38,700
63 Livingston County, MI HUD Metro FMR Area MI $129,000 $64,500 $38,700
64 Jefferson County, WV HUD Metro FMR Area WV $128,400 $64,200 $38,500
65 Portland-Vancouver-Hillsboro, OR-WA MSA OR $128,300 $64,150 $38,500
66 Greeley, CO MSA CO $128,000 $62,450 $37,450
67 Warren County, NJ HUD Metro FMR Area NJ $127,900 $63,950 $38,350
68 Brockton, MA HUD Metro FMR Area MA $127,800 $67,350 $40,400
69 Tacoma, WA HUD Metro FMR Area WA $127,300 $63,650 $38,200
70 Tooele County, UT HUD Metro FMR Area UT $127,100 $60,650 $36,400
71 Salt Lake City, UT HUD Metro FMR Area UT $126,100 $63,050 $37,850
72 Brazoria County, TX HUD Metro FMR Area TX $126,000 $63,000 $37,800
73 Kiryas Joel-Poughkeepsie-Newburgh, NY MSA NY $125,900 $62,950 $37,750
74 Manchester, NH HUD Metro FMR Area NH $125,600 $62,800 $37,700
75 Corvallis, OR MSA OR $125,000 $62,500 $37,500
76 Amherst Town-Northampton, MA MSA MA $124,400 $65,750 $39,450
77 Sacramento--Roseville--Arden-Arcade, CA HUD Metro FMR Area CA $124,000 $65,700 $39,400
78 Barnstable Town, MA MSA MA $123,600 $70,600 $42,350
79 Burlington-South Burlington, VT MSA VT $123,400 $62,350 $37,400
80 Bellingham, WA MSA WA $123,300 $59,600 $35,750
81 New Haven, CT MSA CT $123,200 $62,250 $37,350
82 Albany-Schenectady-Troy, NY MSA NY $123,100 $61,550 $36,950
83 Olympia-Tumwater, WA MSA WA $122,800 $61,400 $36,850
84 Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA DE $122,700 $61,350 $36,800
85 Lewis and Clark County, MT HUD Metro FMR Area MT $122,400 $58,850 $35,300
86 Ames, IA MSA IA $122,400 $61,200 $36,700
87 Leelanau County, MI HUD Metro FMR Area MI $122,100 $61,050 $36,650
88 San Benito County, CA HUD Metro FMR Area CA $121,800 $73,450 $44,050
89 Hillsborough County, NH (part) HUD Metro FMR Area NH $121,700 $60,850 $36,500
90 Chicago-Joliet-Naperville, IL HUD Metro FMR Area IL $121,500 $60,750 $36,450
91 Iowa City, IA HUD Metro FMR Area IA $121,400 $60,700 $36,400
92 Kalawao County, HI HUD Metro FMR Area HI $121,400 $60,950 $37,950
93 Kahului-Wailuku-Lahaina, HI MSA HI $121,400 $74,000 $44,400
94 Dallas, TX HUD Metro FMR Area TX $121,100 $60,550 $36,350
95 Naples-Immokalee-Marco Island, FL MSA FL $121,000 $60,500 $36,300
96 Culpeper County, VA HUD Metro FMR Area VA $120,600 $60,300 $36,200
97 Vallejo-Fairfield, CA MSA CA $120,300 $65,300 $39,200
98 Bend-Redmond, OR MSA OR $120,200 $60,100 $36,050
99 Mount Vernon-Anacortes, WA MSA WA $120,200 $60,100 $36,050
100 Blacksburg-Christiansburg-Radford, VA HUD Metro FMR Area VA $119,600 $59,800 $35,900